Muscular Builds = Lower Insurance Rates?
That’s right! If you are considered overweight, having a muscular build can help bring down your life insurance rate. That’s because many life insurance companies use a Body Fat Calculator to determine if your body carries a lot of muscle. Since muscle weighs more than fat, you may be given a little extra weight allowance, which in turn can lower your life insurance cost.
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BMI and Life Insurance
Life insurance underwriters may seem like the bad guys, but they do want to help keep the cost down for people who deserve it. Working out and developing a muscular build is usually a healthy thing to do. Tell your Outlook Life representative if you have a lot of muscle and we will put you with a company that will reward you for your good health with a lower rate.