In all the years I have been with Outlook Life, I have never been this excited about a new product! Rather than gush about it, I am going to just give you some REAL bullet points.
I am frequently asked, “Won’t I get anything back after paying into my term life insurance policy for many years?” The answer is “No” but now you CAN! If you develop a chronic or critical or terminal health condition, yet anticipate that you will outlive your term policy, you could start collecting on your policy while you are still alive.
If you no longer feel the need to leave hundreds of thousands of dollars to your adult children when you die, but WOULD like to reimburse your daughter for quitting her job to come care for you, now you CAN!
If you want a policy with a substantial face amount, that would pay the full death benefit from day one, that has guarantees and is with a good company, yet still does NOT REQUIRE AN EXAM, now you CAN!
My only regret with this policy is that people who already have serious health conditions cannot qualify for it. However, it will cover moderate health issues, such as controlled type 2 diabetes; it has a liberal weight chart; it accommodates occasional cigar at nonsmoker rates; and more.
Please give me a call or drop me an email to see how you can get in on this great new life insurance product. You never know if they will find they have underpriced it and have to raise rates, so get your premiums LOCKED IN NOW.
Outlook Life, a website that offers instant life insurance quotes even to people with health conditions, marks its 10th year in business. It may be the longest continually running website to specialize in impaired risk life insurance on the web.
Online PR News, 29-August-2012
A desire to help people with health problems in finding affordable life insurance inspired the creation of Outlook Life back in 2002. “I was buying leads at the time, and found that you could choose between people with perfect health or those with health conditions such as diabetes, MS and heart disease”,says Peg Mace, now COO of Outlook Life. “I found it challenging and fulfilling to find affordable coverage for people with health problems. That passion introduced me to like minded professionals in the impaired risk life insurance industry.”
Those business relationships led Mrs. Mace to a precocious young man studying to get his Bachelor’s Degree in Network & Global Communications Management, with a focus in Business Entrepreneurship and Electrical Engineering, from Arizona State University and DeVry University. While still in college, David Racich, now CEO of Outlook Holding Group, LLC, started developing websites that would offer free life insurance quotes instantly.
In fact, the first website Mr. Racich developed was called InstantLifeQuotes.com, and it is still in existence today. “I have always felt that the internet would become the hub for life insurance purchases in the future”, states David. “This has proven itself out in the past 10 years. Online life insurance is the fastest growing segment of the life insurance industry today. Online Life Insurance sales represent more than 20 percent of the policies sold with more than $300 million in life insurance premium initiated online each year.”
Outlook Life has learned many lessons as it has navigated the uncharted waters of online life insurance sales, especially in the impaired risk and senior products arena. “One thing we discovered is that when you need to spend so much time and personal attention on difficult cases, you are not going to grow big, fast”, says Peg. “We have found that finding quality employees, training them to the hilt, and doing an excellent job for our clients is what keeps all of our team invigorated. And in the process, we are getting more and more referrals, especially when they see that the same person who helped them 10 years ago is still here to assist them with their needs or the needs of their friends and family.”
While diabetes life insurance is the most popular offering, Outlook Life’s customers are broadening to include more family members, most of whom do not have a health problem. And, OutlookLife.com, with the help of OutlookAnnuity.com, are also getting more involved in helping their clients reach long term financial goals. Barry Franzen, Outlook Life’s Advanced Estate Solutions Specialist, has become a whiz at incorporating Annuities and Indexed Universal Life into portfolios so that clients can have some “safe” strategies to help them keep an income stream coming in during retirement. “By utilizing a combination of products and strategies”, states Mr. Franzen, “people can set stage now to supplement Social Security later, so that their Golden Years do not turn into a nightmare.”
A 10th anniversary commemorative ribbon cutting will be held at the Hastings Chamber of Commerce conference room at 11:45 AM on Thursday, Aug. 30, 2012.The public is invited.
To obtain an instant life insurance quote, visit OutlookLife.com or call 866-866-0242. You may find no exam life insurance quotes at https://www.outlooklife.com/no-exam-life-insurance/
Outlook Life is a premier resource for persons looking for affordable life insurance. Instant quotes are provided at outlooklife.com or visitors can call for a free quote at 866-866-0242. Personalized service and professional financial representatives are a trademark, as well as their specialty in finding affordable coverage for people with health conditions such as diabetes, heart disease, hepatitis, and MS.
Due to increasing business and added staff, Outlook Life moved to its third office in the Landmark Center in Hastings, Nebraska, after opening an office in that location in the fall of 2008. A day long Open House was sponsored by Outlook Life to celebrate the event. The Hastings Area Chamber of Commerce held a ribbon cutting at 4 PM. Outlook Life’s staff are enjoying their new space and look forward to many happy years in this storefront spot.
After having an office in Fountain Hills, AZ since 2004, and remote agents since 2002, Outlook Life decided to open an Impaired Risk Office in Hastings, NE in October of 2008. The new location also extends Outlook’s business into the community of Hastings, NE where Outlook’s COO, Peg Mace, has lived for many years. Outlook hopes to provide good jobs to some citizens of the Hastings area while providing their expertise in finding the lowest priced life insurance to those people in Nebraska who have, and don’t have, health conditions. This is in addition to their thriving internet business which serves persons all over the country, both with and without health problems.
Outlook Life, a national life insurance agency, has announced that it will be the first to implement the recent release of a new term life product portfolio by EbixLife, a life insurance software services subsidiary company of Ebix Inc. (NASDAQ: Ebix). The new release will include a new term product by Fidelity Life called Rapid Decision Term. Fidelity Life Association, established in 1896, is rated (A-Excellent) by AM Best.
While there are many competitors in the insurance software industry, EbixLife has continued to be a pioneer in terms of launching new products expeditiously while providing seamless integration with companies like Outlook Life.
Our industry is changing rapidly and Outlook Life needs to continue to make available to our Clients the strongest and most up to date Life Insurance products. Rapid Decision is that product, and Ebix helped us deliver it,says Peggy Mace, Outlook Life.
Fidelity Life’s Rapid Decision is a new term life insurance product that can be issued, without a medical exam, within 3 days while still remaining a fully underwritten plan. It is an excellent use of technology to deliver cutting edge underwriting tactics. By remaining an underwritten product, the Rapid Decision Term by Fidelity Life maintains competitive premiums in an extremely competitive term market. Outlook Life will market the product as a fast, easy, and reliable solution for term life insurance of up to $300,000 in coverage.
Outlook Life has been working with Ebix to provide instant, accurate quoting to Outlook Life clients for years. For the last five years, Outlook Life continues to modify their websites to quote individuals based on a series of health and lifestyle questions. By working with Ebix, they have built one of the most sophisticated rate analysis quote engines in the market. This allows Outlook Life to be one of the most accurate providers of Life Insurance quotes on the internet providing the highest quality of service to their clients.
Ebix provides Outlook Life the ability to deliver accurate quotes and professional services to our clients. With the recent Rapid Decision Term addition by Fidelity Life, Ebix continues to be our number one source for life insurance quoting technology,David Racich., Outlook Life.
Outlook Life is a subsidiary of Outlook Holding Group, LLC.
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Read more about about Outlook Life, Your Affordable Life Insurance Company.
EbixLife, Inc. is the Park City, Utah based life insurance software services subsidiary of Ebix Inc., a leading international supplier of software and e-commerce solutions to the insurance industry. Ebix provides a series of application software products for the insurance industry ranging from carrier systems, agency systems and exchanges to custom software development for all entities involved in the insurance and financial services industries.
Ebix strives to work collaboratively with clients to develop innovative technology strategies and solutions that address specific business challenges. Ebix combines the newest technologies with its capabilities in consulting, systems design and integration, IT and business process outsourcing, applications software, and Web and application hosting to meet the individual needs of organizations.
With bases in Singapore, Australia, the US, UK, New Zealand, India and Canada, Ebix employs insurance and technology professionals who provide products, support and consultancy to more than 3,000 customers on six continents. Ebix’s focus on quality has enabled it be awarded Level 5 status of the Carnegie Mellon Software Engineering Institute’s Capability Maturity Model (CMM). Ebix has also earned ISO 9001:2000 certification for both its development and call center units in India. For more information, visit the Company’s website at www.ebix.com.
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