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Diabetes appears in three main types: Type 1 Diabetes Mellitus (insulin dependent diabetes), Type 2 diabetes (non-insulin dependent diabetes) and Gestational Diabetes (GDM). These different types of diabetes are caused by different issues and are treated differently by life insurance companies. Knowing your diabetes health details can help our experienced agents put you with the company that is best for your particular type of diabetes.
People who develop type 1 diabetes have done nothing to contribute to their getting this disease and could have done nothing to prevent it. In type 1 diabetes mellitus, the pancreatic cells that produce insulin are destroyed. This type of diabetes requires that insulin come from an outside source for the rest of the diabetic’s life, barring transplant of a properly functioning pancreas.
Some of the earliest warning signs of diabetes are overlooked.?? However, you should be aware if you have any combination of these issues.
Please, see your physician ASAP if you have more than a couple of the above symptoms of type 1 diabetes.
Type 1 diabetes is usually treated with a combination of insulin and proper diet. It’s essential that type 1 diabetics monitor blood glucose levels and use insulin religiously. Exercise is also essential for effective blood glucose control for. By keeping A1C numbers in check, type 1 diabetics can live healthy lives with minimal side effects. On the contrary, poor diabetic control can lead to kidney problems, retinopathy, neuropathy, and heart disease.
Type 2 diabetes is the most common form of diabetes. This form of diabetes can sometimes be a result of diet and weight, although genetics can be a factor. 85-90% of all diabetics have type 2 diabetes.
Working in the life insurance industry, we occasionally have clients who discover they are diabetic through their life insurance blood test.
As with type 1 diabetes, the goal of all treatment is to maintain safe levels of blood glucose. However, while medications are usually needed to control type 2 diabetes, lifestyle changes can sometimes reduce the need for medication. Here are some suggestions given to patients needing treatment for type 2 diabetes:
Gestational diabetes is generally first discovered during pregnancy as a carbohydrate intolerance. Diagnosed using a glucose tolerance test, the symptoms usually disappear after birth. Some women who develop gestational diabetes are at risk of developing type 2 diabetes later in life. Gestational Diabetes cannot be prevented or reversed. If you have had GDM, we at Outlook life encourage you to care of yourself, and possibly prevent getting type 2 diabetes later in life.
Treatment for GDM diabetes is extremely important for the health of both mother and baby. Most physicians take a three-pronged approach to management of gestational diabetes through Nutritional Therapy, Exercise, and Drug Therapy. So, for the sake of your baby and for yourself, please follow your doctor’s orders!