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Why Use Outlook Life

Clinical Underwriting

 

Most of Outlook Life’s clientele fall into two groups: those who want to buy life insurance QUICKLY and EASILY, and those who need HELP FINDING life insurance due to a health problem or other risk. These types of policies can be hard to locate at a good price. You use Outlook because WE OFFER WHAT YOU ARE LOOKING FOR.

However, even for those who are in good health, and have time to take an exam, have MANY options to choose from - and there are lots of reasons to choose us. Our integrity, experience, large selection, low prices, and exceptional customer service are features everyone should look for when investing in something that could literally last a lifetime.  

Here are some basic reasons to choose Outlook Life:

  1. LOWEST PRICE. No policy will last as long as you want it to unless you can afford the payments. Yet cutting corners can result in insufficient coverage or a policy that ends too soon. It can take a real balancing act to get a policy that meets your needs at the lowest price. You definitely need a website and agent you can trust to give you the choices and help you decide based on your needs and desires. At Outlook Life we are simply committed to PUTTING YOU FIRST, so that your life insurance policy ends up suiting YOU, not our pocketbooks.

  2. CREATIVE CHOICES. Traditionally, life insurance was sold from one company to an entire family, with the only variation being the product introduced. If someone had a health problem, that person often was excluded from coverage. At Outlook Life, we offer hundreds of different products from scores of companies. You need not fit into a mold for us to find what you want and need. We carry face amounts from $1,000 on up; annually renewable Term to Whole Life; and policies that do or do not require an exam. Some return all the premiums paid in at the end of a term. We have choices for those who have never taken a pill to those who are terminally ill. Simply stated, you will never end up paying too much just because no one bothered to find you a better option.

  3. EXPERTISE.
    Q. Does applying for a policy on one website give you the same chance of approval as applying for that same policy on another website?

    A. NO. Especially if you have a health problem, it is very important to get an agent who knows how to ask the right questions, fill out your application accurately, and follow up at every step to help it get placed. Our agents are trained in health conditions so that we can give underwriters the information they are looking for to know whether to even TAKE your application. This minimizes declines and helps us find you the company that will approve at the best price. You are assigned a personal Case Manager that will continually monitor and provide what the company is requesting, plus call or email you with regular updates. We have longstanding relationships with Impaired Risk companies that earn us the right to contest decisions that don’t seem fair. You can save yourself weeks of frustration and discouragement by utilizing a website that knows what they are doing. We are not boasting when we say we are experts in quick issue and impaired risk life insurance. We simply are.

  4. RELIABILITY. If you go to the Meet Us tab you can read a summary of our Mission Statement. Part C is something you don’t often find in the online Life Insurance business. We will not send you unwanted correspondence, but we don’t just want to place your policy and lose you in the wild blue yonder. We handle service requests on the same day. We are here if you decide you need more or different coverage. We are the ones your beneficiaries will call if something happens to you, and we will feel honored to assist them. You don’t form loyalties like that with indifferent, greedy agencies and agents. So we are reliable, ethical, and try to perform in a way you find worthy in case you ever need us again. These are just some of the reasons why we hope you will choose Outlook Life for your Life Insurance needs.

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These life insurance quotes are based upon the information you provided online. Your final premium will take into account any additional information provided on the application, during the physical exam or underwriting process, and may differ from the rates quoted.


 

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