 |
|
|
|
|
Case Study - Heart Disease
20 Year Term - $250,000
Male, age 57
Height: 5'9" Weight: 175lbs
Quit smoking three years ago
Bypass surgery in 2002
No Heart Attack
Stress Test in 2003 - results were normal
Exercises 5 days per week
Average Offer: $7,575 per year
OUTLOOK LIFE'S OFFER: $1,617.50 per
year
Case Study - Cancer
20 Year Term -
$250,000
Male, Age 57
Height: 6'3" Weight: 240
Diagnosed with Stage 1 Colon Cancer in 1995
Surgery was done in 1996 to remove cancer
Doctor completely cleared him of cancer in 2001
Average Offer: Declined
OUTLOOK LIFE'S OFFER: $1,997.50 per year
Case Study - Diabetes
20 Year Term - $250,000
Male, age 58
Has never smoked
Average build, Exercises regularly
Blood pressure controlled by medication
Type II Diabetes diagnosed at age 53
Takes insulin 2-3 times per day
A1C level is continuously around 6.2
Average Offer: $7,315 per year
OUTLOOK LIFE'S OFFER: $1,822.50 per
year
Case Study - Sleep Apnea/Diabetes
20 Year Term - $250,000
Male, Age 51
Height: 6'6" Weight: 290
Sleep Apnea diagnosed in 2002
Current treatment: Bi-PAP (Everynight)
Controlled by diet and and oral medication
Recent Hemoglobin A1C reading: 6.7
Average Offer: $2,145.00
OUTLOOK LIFE'S OFFER: $1,165.00 per year
Case Study – Substance
Abuse
20 Year Term - $50,000
Male, Age 49
Height: 6’1" Weight: 180
Client used cocaine on a daily basis; clean for three years.
Attended a treatment center for one month in 2002
Participates in a support group once per week.
Light cigarette smoker (less than 5 per day)
Blood Pressure and Cholesterol controlled by medication
Average offer: $3,455.00 per year
OUTLOOK LIFE'S OFFER: $992.50 per
year
|
|
|
