With the low rates, guaranteed level premiums, and increased popularity of Term life insurance, many are wondering how to pay their final expenses after their Term insurance ends. Burial policies are unique and must have certain features to meet the needs for which they are intended:

• They must last until the funeral. Usually, that means they must be permanent. The most flexible permanent insurance is Universal Life with a lifetime guarantee
• They must be available in face amounts under $100,000. Seniors generally do not have children to raise, mortgages, etc, so the policy can be small.
• They must be available to people over 50 who may have some health problems.
• They must be with reputable companies that will pay quickly when needed.

Here at Outlook, we will ask you the necessary questions to make sure you are placed with the BEST policy for your particular situation. When that comes to final expense policies, we have some especially good options. Here are the features offered by one of our most popular A+ rated carriers:

• Face amounts as low as $25,000 up to age 65 and $10,000 to age 85
• Lifetime guaranteed Universal Life to age 75
• Ratings up to Preferred for well controlled health cases of diabetes, heart disease, etc
• Preferred ratings even for low face amounts of $10,000
• Full death benefit pays from DAY ONE
• Minimum premium of only $200/year
• Strong cash values, no premiums after age 100
• Policy fee waived on one policy if two family members each take a policy

If you are healthy or have a controlled health problem, you should not have to pay the same rate for your burial insurance as those with a serious health condition. We will get you a rate that is fair. On the other hand, if you have been unable to find a policy due to a serious health problem, we will find coverage to cover your final expenses as well.
-Peg Mace, Agent

It costs less to get your burial policy NOW, before your Term runs out and your health changes. Call us today at 866-866-0242 to obtain a quote!

Contact Information:
Written By: Peggy Mace - Life Insurance Specialist
Outlook Life Phone: 866-866-0242 x.914
Fax: 866-866-5532
http://www.outlooklife.com/peg_mace.html

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